Keynote

The Protection Gap

October 22, 2026

How creditor insurance is evolving alongside digital lending, changing borrower needs and new distribution models.

Creditor insurance was built around a relatively familiar lending journey: a borrower applies, speaks with a lender and considers protection alongside a loan. That journey is changing.

Join Nigel Branker, CEO of Securian Canada and Gary Schwartz, President and CEO of the Canadian Lenders Association for a timely conversation about digital lending, changing borrower needs and a growing protection gap.

Informed by Securian Canada’s work with populations often underserved by traditional financial protection models, Nigel will explore how new technology, operating models and stronger lender-insurer partnerships can respond to Canadians’ evolving needs, simplify the customer experience and make financial protection more accessible.

Speakers

Moderator
Gary Schwartz

Gary Schwartz

President | CEO

Gary Schwartz company
Panelist
Nigel Branker

Nigel Branker

CEO

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