Governance, Accountability, and Prudence in an AI-Driven Future
As lenders begin to deploy agentic AI across the mortgage value chain, OSFI’s RESL framework faces a new level of complexity. Autonomous tools may soon support document collection, income verification, product recommendation, underwriting, servicing, renewal management, and portfolio monitoring.
This fireside chat examines how AI challenges existing expectations around accountability, explainability, model risk, borrower due diligence, governance, and supervisory confidence. Speakers will discuss what it means to maintain prudent underwriting when parts of the mortgage process are increasingly automated, adaptive, and difficult to explain.