As its 8th employee, Peter Aceto helped Tangerine Bank get its banking license in 1997 and he is now on the KOHO team to help them do the same. Listen to Peter talk about how to build a bank in 2024.

Actionable AI implementation in banking is no longer a futuristic concept but a strategic necessity for financial institutions looking to move beyond the initial industry hype. This session explores how Canadian banks are transitioning from experimental pilots to scalable, value-driven applications of artificial intelligence. While many organizations struggle with the gap between technical potential and operational reality, this discussion clarifies the specific frameworks required to achieve measurable success.

The shift toward actionable AI implementation in banking requires a rigorous focus on data governance, security, and the integration of large language models into existing legacy workflows. By examining real-world use cases, we can see that the most successful projects prioritize solving specific customer pain points rather than simply deploying technology for its own sake. Achieving a true actionable AI implementation in banking involves balancing rapid innovation with the strict regulatory requirements inherent to the financial sector.

To ensure your organization stays competitive, you must develop a roadmap for actionable AI implementation in banking that addresses both technical debt and cultural readiness. This video provides the blueprint for that transition, offering expert perspectives on the tools and mindsets necessary for long-term growth.

Takeaways from this session include:

• Strategies for identifying high-impact AI use cases that align with core business objectives and ROI targets.
• Methods for navigating the complex regulatory landscape while maintaining the pace of technical innovation.
• Best practices for building cross-functional teams that bridge the gap between data science and retail banking operations.

Watch the full session to refine your strategy for actionable AI implementation in banking and lead your team through the next wave of digital transformation.

Digital identity solutions for insurtech are rapidly moving from a niche security feature to the absolute foundation of the modern insurance customer journey. In this workshop, industry experts explore how the shift toward decentralized and verifiable credentials is eliminating the traditional friction associated with policy onboarding and claims processing. The session highlights a critical insight: companies that fail to adopt robust digital identity solutions for insurtech are essentially leaving their doors open to sophisticated synthetic identity fraud while simultaneously alienating digital-native consumers. By integrating these technologies, insurers can finally provide the seamless, instant-issue experience that today’s market demands without compromising on security or regulatory compliance.

The technical discussion dives deep into the architecture of trust, examining how digital identity solutions for insurtech leverage biometric authentication and real-time data validation. This transition allows for more accurate risk profiling by linking behavioral data directly to a verified persona, rather than relying on outdated and static database checks. Furthermore, implementing digital identity solutions for insurtech enables a more personalized approach to life and health products, where privacy-preserving data exchange becomes a major competitive advantage. As open banking and open finance frameworks expand, the role of these identity systems will only become more central to the broader financial services ecosystem.

Adopting digital identity solutions for insurtech is no longer just about IT security; it is a strategic business imperative that impacts everything from loss ratios to customer lifetime value.

• Strategies for implementing biometric and passwordless authentication to reduce abandonment during sign-up.
• Methods for utilizing verifiable credentials to automate Know Your Customer (KYC) and anti-money laundering workflows.
• Best practices for maintaining data privacy and regulatory compliance in a borderless digital insurance market.

Watch the full workshop video above to master the technical and strategic applications of identity technology in the insurance sector.

Grab your coffee and head to a discussion on the end of BA. With Banker Acceptances exiting and a tri-party repo system emerging, where will this money move?

Mastering the art of managing commodity price risk and volatility is essential for any organization facing the unpredictable fluctuations of today’s global markets. This session highlights a critical insight: certainty in financial modeling is not about predicting the future with absolute precision, but rather about building resilient frameworks that account for extreme market swings. By focusing on managing commodity price risk and volatility, financial professionals can transition from a reactive posture to a proactive strategy that protects margins even during periods of intense geopolitical or economic stress.

The technical discussion explores the integration of sophisticated hedging tools and quantitative models designed for managing commodity price risk and volatility across diverse asset classes. Industry experts explain how to leverage historical data and real-time analytics to identify potential exposure before it impacts the bottom line. Furthermore, the session emphasizes that managing commodity price risk and volatility requires a unified approach between procurement teams and treasury departments to ensure that risk appetites are aligned with operational goals. This holistic view allows firms to maintain competitive pricing while safeguarding against the sudden supply chain disruptions that characterize the modern trade environment.

• Advanced quantitative techniques for identifying and quantifying price exposure in real time.
• Best practices for selecting financial instruments that align with corporate risk tolerance levels.
• Strategies for improving cross-departmental communication to streamline the risk mitigation process.

Review the full workshop video to refine your financial modeling capabilities and strengthen your hedging strategies. Explore more technical sessions on the Finance Events website to stay ahead of market trends and regulatory changes.

Learn how bad actors are creating generative AI deep fake videos, audio, and synthetic IDs that are impossible to detect both in person and virtually. Easy-to-access technology is changing the identity verification landscape.

Modern identity verification and fraud prevention is no longer just about checking a piece of government ID; it is an investigative process that requires the intuition of a digital sleuth. In this session from the Canadian Lenders Association, Anne-Marie Kelly of Paays and a panel of experts reveal that the most dangerous fraudulent patterns are often hidden in the smallest details, such as inconsistent metadata or the specific ways an applicant interacts with a digital form. A fascinating insight from the video highlights that today’s “sleuths” must look beyond the face of a document to analyze the digital footprint left behind by synthetic identities and sophisticated deepfakes.

As criminals leverage automation to scale their attacks, the technical landscape of modern identity verification and fraud prevention must pivot toward multi-layered intelligence. This involves integrating document authentication with behavioral biometrics and third-party data validation to create a comprehensive risk profile. The session emphasizes that for Canadian lenders, the goal of modern identity verification and fraud prevention is to build a “trust engine” that can identify a legitimate customer in seconds while simultaneously flagging the subtle red flags that indicate a high-risk application.

By adopting an investigative mindset, organizations can transform modern identity verification and fraud prevention from a regulatory hurdle into a competitive advantage. This session provides the tactical knowledge required to outmaneuver fraud rings and protect the integrity of financial systems in an increasingly digital world.

• The transition from manual document review to automated, data-driven sleuthing techniques.
• How to detect synthetic identities by cross-referencing disparate digital data points.
• The role of friction in the user journey as a tool for flushing out automated fraud bots.

Watch the full video above to gain the investigative tools needed to master modern identity verification and fraud prevention in your organization.

A discussion on the technology that will transform Canadian banking services from microservices through to Open Finance.

Jeremy Bornstein, who scaled retail payments innovation at RBC and built payment dispute deflection solutions from zero to tens of millions at Mastercard, walks us through the next revolution: real-time payments and tremendous benefits it could bring the financial sector in Canada.

Predicting the next credit downturn is a high-stakes challenge for lenders and financial institutions operating in an increasingly volatile global economy. While many organizations rely on lagging indicators like delinquency rates, this workshop reveals how to identify the subtle, forward-looking red flags that emerge months before a market correction. The video session emphasizes that the current economic landscape requires a shift from passive observation to proactive risk modeling. By understanding how to monitor behavioral shifts in borrowers and sectoral weaknesses, professionals can begin predicting the next credit downturn with enough lead time to insulate their portfolios and adjust their lending criteria.

The technical framework for predicting the next credit downturn involves analyzing granular data points such as credit limit breaches, sudden term renegotiation requests, and the decoupling of asset values from underlying cash flows. The expert panel discusses the integration of alternative data sources and stress-testing methodologies that go beyond traditional quarterly reports. When predicting the next credit downturn, it is essential to look at the intersection of rising household debt and corporate liquidity strain, as these often serve as the first dominoes in a systemic shift.

Mastering these early warning signals allows your organization to move from reactive damage control to strategic capital preservation.

• Advanced identification of lead indicators such as deteriorating borrower communication and covenant breaches.
• Strategies for stress-testing loan portfolios against rapid interest rate fluctuations and supply chain shocks.
• Best practices for building a resilient workout team to handle distressed assets before they impact the bottom line.

Watch the full workshop video above to equip your team with the analytical tools necessary for successfully navigating the complexities of the modern credit cycle.

The future of canadian business banking services is currently being redefined by a shift from traditional transaction-based models to high-value, integrated financial ecosystems. In this recorded session from the 2024 Canadian Finance Summit, leading voices from BMO, Float, and Loop discuss how small and medium-sized enterprises (SMEs) are no longer satisfied with static accounts; they are demanding real-time visibility and automated spend management. A key insight from the discussion highlights that the winners in this space will be those who move beyond basic lending to provide comprehensive business enablement tools that simplify daily operations.

As fintech challengers continue to set new benchmarks for user experience, traditional institutions are being forced to accelerate their adoption of future of canadian business banking services that prioritize agility. The session delves into the technical integration of corporate cards with accounting software and the role of real-time payments in optimizing cash flow for domestic firms. For industry stakeholders, understanding the nuances of the future of canadian business banking services means recognizing that technology is no longer just a support function but the core product that drives client retention.

Exploring the future of canadian business banking services requires a balanced look at regulatory hurdles and the growing opportunity for bank-fintech partnerships. This session provides a strategic roadmap for navigating the evolving Canadian landscape where personalized, data-driven insights are becoming the baseline for commercial success.

• The transition from commoditized banking products to holistic business operating systems.
• How real-time data and automated reconciliation are solving the SME productivity gap.
• Strategies for traditional banks to collaborate with fintechs to enhance their service delivery.

Watch the full session video to gain a competitive edge in the rapidly shifting landscape of Canadian commercial finance.

Regulating canada’s financial services infrastructure requires a delicate balance between fostering rapid innovation and maintaining the world-class stability of the domestic banking sector. In this insightful session, experts from the Bank of Canada, Wealthsimple, and Blakes discuss the shifting landscape of federal oversight as Canada moves toward an open banking framework. A key insight shared by the panel is that infrastructure is no longer just about the physical movement of money; it is about the secure, real-time flow of consumer data across a digital-first ecosystem.

As the federal government accelerates the rollout of the Real-Time Rail (RTR), the task of regulating canada’s financial services infrastructure has expanded to include new payment service providers and stablecoin issuers. The speakers highlight how the Office of the Superintendent of Financial Institutions (OSFI) and the Bank of Canada are aligning their supervisory tools to address emerging risks like cyber-attacks and synthetic identity fraud. For fintech leaders and legacy bankers alike, understanding the nuances of regulating canada’s financial services infrastructure is essential for building products that are compliant by design.

By deep-diving into the 2025 budget implications, this session provides a roadmap for navigating the complexities of regulating canada’s financial services infrastructure. It offers a rare look at how policy creators and market disruptors find common ground to ensure the safety and competitiveness of the Canadian economy.

• The evolving role of the Bank of Canada in supervising consumer-driven banking and retail payments.
• Impact of the new Financial Crimes Agency on data sharing and anti-money laundering protocols.
• Strategies for aligning fintech innovation with OSFI’s safety and soundness requirements.

Watch the full video to understand the legislative changes and technical standards currently reshaping the Canadian financial landscape.

Navigating the banking as a service revolution requires a deep understanding of the shifting regulatory landscape and the evolving relationship between fintech innovators and traditional financial institutions. As the industry moves away from simple white-labeling toward complex integrated ecosystems, the session explores how leaders can find stability in these strange bedfellows partnerships. The primary insight from this workshop emphasizes that BaaS is no longer just a technical integration but a fundamental shift in the operational risk profile of modern banking.

The conversation delves into the friction points that occur when agile tech companies meet the stringent compliance requirements of legacy banking systems. By analyzing the current market dynamics, the session provides a roadmap for navigating the banking as a service revolution without compromising on security or regulatory standing. Stakeholders must learn to balance rapid deployment with the long-term necessity of robust oversight and transparent reporting structures.

Successfully navigating the banking as a service revolution involves mastering the tripartite relationship between the bank, the middleware provider, and the end-user application. This workshop highlights the importance of due diligence and the rising expectations from federal regulators regarding third-party risk management. For those committed to navigating the banking as a service revolution, the focus must remain on building scalable frameworks that can adapt to future legislative changes while maintaining a seamless customer experience.

• Frameworks for establishing sustainable and compliant fintech-bank partnerships.
• Strategies for managing the increased regulatory scrutiny facing BaaS models.
• Methods for optimizing the technical stack to support transparent financial reporting.

Watch the full session to gain actionable insights on scaling your financial technology offerings safely. Visit the Finance Events website to register for upcoming workshops and stay informed on the latest industry trends.