Panel

Banking, Disguised

May 28, 2026

Embedded Finance and the Fight for Distribution: Financial services increasingly appear inside platforms that are not banks. Embedded lending, cards, and payments promise scale, but margins compress and ownership blurs. Who owns the customer? Who carries the risk? And does embedded finance create distribution leverage or channel conflict?

Speakers

Moderator
Michael Garrity

Michael Garrity

Chairperson

Michael Garrity company
Speaker
Derek Szeto

Derek Szeto

CEO

Derek Szeto company
Speaker
Scott Elliot

Scott Elliot

CEO

Speaker
Simon Bourgeois

Simon Bourgeois

CEO

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